The first two weeks of my second semester is going smoothly. Last week I got an advance Christmas gift from Smart and now, I have an ATM again. I’m a poor kid living in a third world country. Since I was child, I knew that I should be thrifty and with that I learned to prioritize. Needs before wants, that’s how my parents raised me. Though I’m the only child in the family, I was not raised in comfort. I don’t spend that much on clothes nor go to parties and such.

I had my ATM card back in my freshman days. It’s very useful especially when I can’t go back to our province to get my allowance. My mother transfers money from her savings account to mine. That went through until one day, out of stupidity, I spent the maintaining balance of my ATM card and my account closed. Since then, I haven’t opened it and when my parents ask me where it is, I simply reply, “I don’t know.” I had a hard time getting it back because I can’t save money because I was always short of money due to school projects and other things. I had to go home to the province weekly to get my allowance. Read the rest of this entry…